Emanuel the mohel comes home early in a nervous state. His hands are shaking violently. He has just performed a circumcision on an elderly man and although it went well he is worried that one day it just might happen that things could really go wrong. He now thinks he should take out some professional insurance and calls Monty, who is an insurance broker.
"Monty," says Emanuel, "I need some malpractice cover designed for mohels."
"This Ive never heard before," says Monty, "but give me a day to investigate."
Next day, Monty calls back, "Do you want the good news or the bad news?"
"So give me the good news first," says Emanuel.
"No regular insurance company will offer you such insurance. But Lloyds of London will insure you for up to $1M at a premium of $500 per year."
"Nu, and the bad news?" asks Emanuel.
"Theres a two inch deductible."
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