Issy walks into a central London bank and says he's going to America for two weeks and needs to borrow £5,000.
For collateral, he offers his new Rolls Royce. The bank is satisfied and parks it in their secured underground garage.
Two weeks later to the day, Issy returns to the bank and repays the £5,000 plus interest of £9.41
The loan officer says inquiringly, "Sir, we were delighted to have your business but checking your credit, we learned you are a multimillionaire. Why ever did you need to borrow £5,000?"
"Where else in central London could I park my car for two weeks for £9.41
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