Cyril goes to see his solicitor and says, "My neighbour owes me $750 but he won't pay up. He says he owes me nothing. What do you suggest I do?"
"Do you have any proof that he owes you the money?" asks the solicitor.
"No, I'm afraid I don't," replies Cyril.
"OK then," says the solicitor, "Here's what you should do. Write him a formal letter asking him to pay the $1,000 he owes you."
"But he only owes me $750," says Cyril.
"Exactly right," says the solicitor, "Thats what he will say in his reply to you and then we will then have the proof we need to pursue your claim."
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